Your AI billing clerk, on WhatsApp.

Say the sale, in any language. BilNow understands it, issues the invoice, chases payment and reports to you, 24 hours a day.

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BilNow
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Type a message
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ALI
Ali Marketing Sdn Bhd
No 12, Jalan Ipoh, 51200 Kuala Lumpur
Tel: +60 12-345 6789 · sales@alimarketing.my
INVOICEINV-0042
BILL TO
Ali Trading
Lot 5, Jalan Pasar,
41000 Klang
Date 26 Oct 2026
Due 25 Nov 2026
Agent Kent
DescriptionQtyRM
Maggi Mee Kari 5s3 ctn135.00
Milo 3kg Tin2 tin175.00
TOTALRM 310.00
Ringgit Malaysia three hundred ten only
BANK: MAYBANK 5123 4567 8901
1. All cheques crossed. 2. E. & O. E.
QR
Why BilNow

The revolution of billing: from the bill book to an AI clerk.

Three generations of getting a bill out the door. Billing 1.0 was written by hand. Billing 2.0 moved to the cloud but still needs a person typing. Billing 3.0 is BilNow: you talk, the clerk does the rest.

Billing 1.0Since forever

The bill book

Carbon copies, a pen, and a drawer. Fast at the counter, hopeless at month end. Numbers skipped, books lost, nobody knows who owes what.

  • Handwriting errors
  • No reminders
  • Statements by hand
Billing 2.0The last ten years

Cloud software

Clean PDFs and reports, but a human still sits at a screen, clicks New Invoice, searches the customer, picks each product and types the quantities.

  • Still needs a clerk
  • Desk-bound
  • Training and logins
Billing 3.0Now

BilNow

An AI clerk on WhatsApp. You say the sale, in any language, from anywhere. It understands, checks, issues, chases and reports. On call 24 hours a day, never on leave.

  • Say it, don't type it
  • 24/7, in seconds
  • Collections run themselves
AI reads and understands. Your rules and prices decide. You confirm with one tap.

Inside the clerk

Understands
English, Malay, Chinese, Manglish, codes and typos. Asks when two things match.
Hears
Voice notes are transcribed and read back before anything happens.
Reads
Photos of handwritten orders, customer POs, supplier price lists and name cards.
Never guesses money
Prices, SST, totals and numbering come from your saved data and rules, not from the AI.
Always asks first
Every document is previewed. You reply 1. Owners approve big discounts.
Works while you sleep
Overdue tracking, the morning summary and reminders run on a schedule.
How it works

Ten seconds from sale to invoice, with an AI that checks before it acts.

Step 1

Say it

Message the BilNow number like you message a clerk. English, Malay or Chinese, with typos, voice notes or a photo of the order.

invoice Ali Trading, Maggi 3 ctn
Step 2

Check it

BilNow finds the customer and products, applies your saved prices and SST, and shows the preview. Reply 1.

Total RM 310.00. Reply 1 to confirm.
Step 3

Send it

The numbered PDF and a share link arrive in seconds. Forward to your customer. Everything is on the dashboard too.

INV-0042 issued. bilnow.my/d/x7k2m
One set of books

Whatever the AI issues, you can see, trace and change in the dashboard.

BilNow is not a black box. Every document created by chat appears in your dashboard the same second, with the full trail behind it. And you can always open the dashboard and create documents yourself, the traditional way.

  • Issued by chat, stored like any other

    Every document the AI issues is saved in your books with its number, PDF, who asked for it and the exact message or voice note it came from.

  • Traceable to the minute

    The activity log records who did what, when and from where: WhatsApp, voice, photo or dashboard. Open any document and see the message that created it.

  • Or do it by hand

    Prefer a form? Log in and create, edit, convert or cancel any document on the dashboard. Chat and dashboard write to the same ledger, so nothing is ever out of sync.

See the dashboard in detail
bilnow.my/app/documents
TypeNumberCustomerTotalSourceBy
INVINV-0042Ali TradingRM 310.00WhatsAppSiti
OROR-0031Kedai Runcit MeiRM 350.00WhatsAppWong
QTQT-0012Hotel Casa VistaRM 4,280.00DashboardKent
CSCS-0088Cash customerRM 86.50WhatsApp voiceSiti
DODO-0019Restoran Seleran/aDashboardKent
INVINV-0041Syarikat MajuRM 1,250.00WhatsApp photoSiti
Activity log
10:42Sitiissued INV-0042 for Ali TradingWhatsApp
10:31Kentapproved 15% discount, Kedai Runcit MeiWhatsApp
09:58Wongrecorded RM 350.00 cash, OR-0031WhatsApp
09:40Kentcreated QT-0012 for Hotel Casa VistaDashboard
09:12Kentcancelled CS-0087 with PINDashboard
Features

Everything a billing clerk does, in plain language.

Real conversations from the product. Each one is a feature you can use on day one.

It understands how Malaysians actually type

Short names, codes, mixed languages and typos all land on the right product. When two match, it asks.

laundry detergen 10L, 10 botol
Which product?
1. Fastkleen 5in1 Laundry Detergent (pink) 10L
2. Fastkleen 5in1 Laundry Detergent (blue) 10L
Reply with a number.
1
阿里 三箱美极,两罐美禄
Invoice for Ali Trading
Maggi Mee Kari 5s × 3 carton · Milo 3kg × 2 tin
Total RM 310.00. Reply 1 to confirm.
invois Syarikat Lim, 10 beg beras @85

Money questions, answered

No dashboard needed when you are on the road.

who owes me?
Outstanding: RM 6,230 from 3 customers Syarikat Lim RM3,410 (2 inv, 38d) Ali Trading RM1,980 (1 inv, 12d)
when due
today's sales
statement Ali

Payments and receipts

One payment can clear several invoices. The receipt shows exactly what it covered.

Ali paid 350
Ali Trading owes RM900. RM350 will be applied:
INV-0040: RM300 (paid in full)
INV-0041: RM50 (RM150 left)
Method? 1 transfer, 2 cash, 3 cheque
1
OR-0017 issued. Outstanding now RM550.

Collections that run themselves

Every morning you get the overdue list. Tap a link and WhatsApp opens with a polite reminder, from your own number, in the customer's language.

☀️ Nature Biozyme Sdn Bhd
Yesterday: 7 documents, sales RM 4,320, collected RM 1,200.
⚠️ 3 invoices overdue (RM 6,230)
Reply remind for ready-to-send messages.

Owner approval for discounts

Set a limit. Anything beyond comes to you to approve, reject or counter, from WhatsApp or the dashboard.

🔔 Ahmad wants 15% discount for Ali Trading
List RM 450 → RM 382.50
Reply 1 approve, 2 reject, 3 counter
3
What % will you allow?
10

Voice notes, photos and spreadsheets in

Send a voice note and BilNow repeats what it heard before acting. Send a photo of a handwritten order, a supplier price list or a new customer's name card. Send your old Excel product list and it maps the columns itself, in Malay or English.

🎤
Voice note
“invoice Ali, Maggi 3 ctn”
📷
Photo
order, PO or name card
📄
Excel / CSV
products and customers

Reports your accountant will actually use

Sales by customer, product and salesperson. Aging. Collections. Daily cash book. SST report. Each as a table, PDF or Excel, on the dashboard or by one message.

CustomerCurrent31-60Total
Syarikat Lim-3,4103,410
Ali Trading1,980-1,980
Ng Hardware840-840
Export files for SQL Account, AutoCount, Bukku, Xero and Zoho Books.
Savings

What a clerk's month looks like, done in minutes.

Move the sliders to your business. The estimate uses 12 minutes per hand-typed document, 6 minutes per payment chase, 20 minutes per monthly statement, and a clerk working 176 hours a month.

Hours saved every month
47 h
That is 26% of one clerk's time, every month, with no leave and no typos.
Clerk time saved per year
RM 6,352
BilNow per year (Starter, yearly)
RM 290
Net saving about RM 6,062 a year.
No more waiting
Invoice while the customer is still on the phone
No forgotten collections
Overdue list and reminder links every morning
No month-end panic
Statements and reports in one message
What one day costs

Less than a cup of air kosong a day.

Starter on the yearly plan is RM 290 a year. Spread over 365 days that is RM 0.79 a day for a clerk who issues your invoices, chases your overdue and never takes leave. At the kopitiam, RM 0.79 does not even buy the drink.

  • RM 0.79 a day on the yearly plan, or RM 0.95 a day if you pay monthly
  • Includes the WhatsApp clerk with text and voice, PDFs with your logo, reminders and statements
  • No per-message or per-document charge on top
  • Cancel any time; the free plan stays free
See all plans
Price per day, kopitiam vs BilNow
BilNow Starter
RM 0.79
Air kosong
RM 1.00
Roti canai
RM 1.80
Kopi O
RM 1.80
Teh tarik
RM 2.50
Nasi lemak bungkus
RM 2.50

Kopitiam prices are typical Klang Valley prices in 2026 and vary by shop. BilNow price is RM 290 a year ÷ 365 days, excluding SST.

Documents

The same bill book you already use. Linked, numbered, never lost.

Each document keeps its own running number, remembers where it came from, and converts to the next one with a tap or a message like “DO for INV-0042”.

QT-0042
Quotation
Sebut harga. Convert with one tap.
INV-0042
Invoice
Credit sale with due date and SST.
DO-0042
Delivery Order
Prices hidden, signature box, partial deliveries.
OR-0042
Official Receipt
Shows which invoices it cleared.
CS Cash SaleCN Credit NoteDN Debit NotePF ProformaSO Sales OrderSOA StatementLHDN e-Invoice, for businesses above RM3 million
Accounting

Works with the accounting software you already use.

BilNow is the fast front end. Your accountant keeps their system. Export the month's invoices, receipts, customers and products in each system's own import format, one direction, nothing to reconcile by hand.

SQL
SQL Account
Sales invoice and receipt import files
AC
AutoCount
Invoice import layout, debtor codes
bukku
Bukku
Live sync or CSV import
Xero logo
Xero
Live sync or official CSV template
Zoho Books logo
Zoho Books
Live sync or invoice and payment import
Excel / Google Sheets logo
Excel / Google Sheets
Every report and export as .xlsx or CSV
First month

Export customers and products once, import them into your accounting software so codes match.

Every month

Export sales documents and receipts for the period. Import, map any column names, done.

No accountant software?

Send the BilNow standard file or the monthly sales report to your accountant. It has every field.

Bukku, Xero and Zoho Books can also sync live: connect once and every invoice and receipt goes across by itself. LHDN MyInvois e-Invoice is on the roadmap. Product names and logos belong to their respective owners. How to connect: Bukku · Xero · Zoho Books. Start free and try an export today.

Everything included

The full list.

Everything below is live today, on every plan unless the pricing table says otherwise. See each one in action.

WhatsApp assistant

  • Create quotations, invoices, cash sales and delivery orders by message
  • English, Bahasa Malaysia and Chinese, mixed in one sentence
  • Voice notes transcribed and confirmed before acting
  • Photo of a handwritten order or customer PO becomes a draft
  • Photo of a name card becomes a new customer
  • Product codes, short names and typos matched; asks when unsure
  • Preview and confirm with 1 or 2, nothing issued by accident
  • Edit, convert, cancel and re-send documents by chat
  • Record payments by chat, receipt sent back as PDF
  • Ask questions: who owes me, when due, today's sales, statements
  • Reports as PDF or Excel on request
  • Greetings and small talk politely redirected
  • 4-digit PIN for cancellations

Documents

  • Quotation, Invoice, Cash Sale, Delivery Order, Official Receipt
  • Credit Note and Debit Note that adjust the invoice balance
  • Proforma Invoice and Sales Order
  • Numbered Statement of Account with ledger layout
  • Separate running number per type, never a duplicate
  • Revisions with history; paid invoices locked
  • Linked chain: quotation to invoice to DO to receipt
  • Partial deliveries tracked per line
  • Cash sale payment method: cash, QR, card, transfer
  • Logo, payment QR, bank details, saved T&C, Delivered To, Sales Agent
  • Amount in words, SST per line, Chinese characters in PDFs
  • Public share link with PDF download; viewed status

Money and collections

  • One payment split across several invoices, oldest first
  • Partial payments and customer credit
  • Automatic overdue status
  • Daily owner summary at your chosen time
  • Reminder links in the customer's language, sent from your own WhatsApp
  • Customer credit limits and reminder exclusions
  • Collected-today by cash, QR, card and transfer

Products and customers

  • Excel or CSV import with automatic column mapping
  • Import by sending the file or a price-list photo on WhatsApp
  • Undo an import
  • Product codes with one-tap generation
  • Aliases: teach BilNow your team's shorthand
  • Cost price hidden from salespeople
  • SST category per product
  • Customer language, phone, address, SSM and TIN

Reports and accounting

  • Sales summary, by customer, by product, by salesperson
  • Outstanding invoices, customer balances, aging
  • Collections listing and daily cash book
  • Document listing, credit and debit notes, SST report
  • Statement of account per customer
  • Every report as table, PDF and Excel
  • Export files for SQL Account, AutoCount, Bukku, Xero, Zoho Books

Team and control

  • Owner, admin and salesperson roles
  • Salespeople see only their own documents
  • Discount limits with owner approval by chat or dashboard
  • Activity log of every action, who and from where
  • Pair each person's WhatsApp with a one-time code
  • Deactivate a person and their number stops instantly
  • Mobile-friendly dashboard with everything above
Pricing

Less than one hour of a clerk's pay, per month.

Start free with 5 documents a month. Paid plans from RM 29 a month. Every plan includes the WhatsApp clerk with text and voice. Prices exclude SST.

Free
Try the clerk
RM 0
No card needed
  • 5 documents a month
  • 1 user
  • BilNow watermark on PDFs
  • WhatsApp clerk: text and voice
Start free
Starter
For one person who bills
RM 290 / year
about RM 24 a month, billed yearly
  • 100 documents a month
  • 1 user
  • No watermark
  • WhatsApp clerk: text and voice
Start free, upgrade anytime
Most popular
Pro
For a shop with a small team
RM 690 / year
about RM 58 a month, billed yearly
  • Unlimited documents
  • 3 users, +RM 10 per extra
  • No watermark
  • WhatsApp clerk: text and voice
Start free, upgrade anytime
Business
For bigger teams and branches
RM 1,490 / year
about RM 124 a month, billed yearly
  • Unlimited documents
  • 10 users, +RM 10 per extra
  • No watermark
  • WhatsApp clerk: text and voice
Start free, upgrade anytime
FAQ

Questions owners ask us

Do my customers need BilNow?+

No. Your customers receive a normal PDF and a link, from you, on WhatsApp or email. They never talk to BilNow.

Which number do I message?+

BilNow gives your company a system number. Each person on your team pairs their own WhatsApp once with a 4-digit code. From then on BilNow knows who is typing and what they are allowed to do.

Is it accounting software?+

No. BilNow is billing: quotations to receipts, statements, reminders and sales reports. Export files for SQL Account, AutoCount, Bukku, Xero or Zoho Books, or hand the monthly report to your accountant.

Do I need LHDN e-Invoice?+

Since 1 September 2026, businesses under RM3 million turnover are exempt, so a plain PDF invoice is fully legal. e-Invoice will be an add-on for those above the threshold.

What if the WhatsApp number goes down?+

Your dashboard, share links and PDFs keep working. BilNow keeps a backup number and moves everyone over. You are told on WhatsApp and the dashboard.

Can my salesperson see cost prices or other people's sales?+

Not unless you allow it. Salespeople see their own documents only and never see cost or profit. You can also set a discount limit that needs your approval.

Does it work in Malay and Chinese?+

Yes. Type in any mix of English, Bahasa Malaysia and Chinese, with short forms like ctn, btl and kotak. Customer reminders go out in each customer's language.

What does it cost per document in AI?+

Well under one sen. It is included in every plan, with no per-message charge.

What owners say

Rated 5 stars by shop owners who bill from WhatsApp.

In their own words and their own language, as they chat with BilNow every day.

“I type “invoice Mr Tan 2 bag Royal Canin” on WhatsApp while serving customers and the PDF is in his chat before he reaches the door. Month-end statements used to take me a whole Sunday. Now it is one message.”
Jason Lim
PetsMart Trading
Klang · English
“以前每个月追账要打几十通电话,现在 BilNow 自动在 WhatsApp 提醒客户,收款快了很多。中文、英文、马来文它都听得懂,员工不用再学新软件。”
陈美玲
Golden Bird Trading
Ipoh · 中文
“Saya tak pandai komputer. Dengan BilNow saya cuma hantar voice note dalam WhatsApp, invois siap, pelanggan terus dapat. Peringatan bayaran pun dia hantar sendiri. Memang senang.”
Puan Siti Rahimah
Kedai Runcit Rahimah
Kota Bharu · Bahasa Malaysia
“Harga borong dan runcit dua senarai, dulu selalu silap. Sekarang taip “cash sale borong” sahaja, BilNow ambil harga yang betul. Penyata akaun pelanggan keluar automatik setiap hujung bulan.”
Encik Azman
Azman Hardware & Trading
Seremban · Bahasa Malaysia
“My salesmen quote from the van, I approve discounts from my phone, and the delivery order gets signed on the customer’s screen. Everything syncs to Bukku without me retyping a single line.”
Priya Nair
Nair Catering Supplies
Petaling Jaya · English
“Dulu nota tangan hilang, hutang pun hilang. Sekarang semua rekod dalam BilNow, pelanggan bayar guna link Billplz dan resit sampai sendiri. Kutipan hutang naik, kerja kurang.”
Ah Keong
Keong Seng Auto Parts
Johor Bahru · Bahasa Malaysia

Send your first invoice from WhatsApp today.

Free for 5 documents a month. No card needed.

One day of Starter costs RM 0.79. A cup of air kosong is RM 1.00.

Start free